Terms & Conditions

Please review our terms of service carefully before using our website or services.

Effective Date: January 1, 2024 | Last Updated: January 1, 2024

1. Acceptance of Terms

By accessing or using the Flex Group LLC website (the-flex-group.com) and our services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website or services.

These terms apply to all visitors, users, and others who access or use our website and services. Flex Group LLC reserves the right to update or modify these terms at any time without prior notice.

2. Company Information

Flex Group LLC is a financial services company specializing in direct business lending. Our services include working capital loans, revenue-based financing, equipment financing, commercial real estate loans, bridge financing, and business expansion funding.

Address: 174 Main Ave, Wallington, NJ 07057
Email: victor@the-flex-group.com

3. Services Description

Flex Group LLC provides direct business funding solutions to qualified businesses. All loan products are subject to underwriting approval and are not guaranteed. Loan terms, rates, and amounts are determined based on individual business qualifications, financial history, and other factors.

Information presented on this website is for informational purposes only and does not constitute a binding offer, commitment, or guarantee of funding. Final loan terms will be outlined in a separate lending agreement.

4. Eligibility

To apply for financing through Flex Group LLC, you must:

  • Be at least 18 years of age
  • Be a legal entity or sole proprietor operating a business in the United States
  • Have the legal authority to enter into a binding agreement on behalf of the business
  • Provide accurate and truthful information in your application

5. Application and Approval Process

Submitting an application does not guarantee approval or funding. Flex Group LLC reserves the right to approve, deny, or modify any funding request at its sole discretion. We may request additional documentation or information to evaluate your application.

Approval decisions are typically provided within 24-48 hours of receiving a complete application. Approved funding is subject to execution of a formal lending agreement.

6. User Responsibilities

By using our website and services, you agree to:

  • Provide accurate, current, and complete information
  • Maintain the confidentiality of any account credentials
  • Not use the website for any unlawful purpose
  • Not attempt to gain unauthorized access to any part of our systems
  • Not transmit viruses, malware, or other harmful code

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Flex Group LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

8. SMS Terms & Conditions

By opting in to receive SMS/MMS messages from Flex Group LLC, you agree to the following terms:

Flex Group LLC may send recurring marketing and promotional SMS/MMS messages to the mobile number you provide, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Costs: Message and data rates may apply. Please contact your wireless carrier for details about your messaging plan.

Opt-Out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a single confirmation message and will no longer receive SMS/MMS messages from Flex Group LLC unless you re-subscribe.

Help: For assistance, reply HELP to any message or email us at victor@the-flex-group.com.

Consent: Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging to use our services or receive financing.

Flex Group LLC reserves the right to modify or discontinue the SMS messaging program at any time without notice.

9. Privacy

Your use of our website and services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to the practices described in our Privacy Policy.

10. Disclaimer of Warranties

This website and all information, content, and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Flex Group LLC does not warrant that the website will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by law, Flex Group LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website or services, regardless of the theory of liability.

12. Indemnification

You agree to indemnify, defend, and hold harmless Flex Group LLC, its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses arising out of your use of the website or violation of these terms.

13. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts of Bergen County, New Jersey.

14. Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.

15. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Flex Group LLC
174 Main Ave, Wallington, NJ 07057
Email: victor@the-flex-group.com